Common Title Issues, And How We Solve Them

Buying a home is exciting, but hidden issues in a property’s history can quickly turn your dream into a legal headache. That’s where title professionals come in. At Acorn Title, we don’t just check boxes we dig deep to uncover and resolve problems before they ever reach your doorstep.

Why Title Issues Happen

Every property has a past. Over the years, homes are bought and sold, loans are paid and refinanced, and owners pass away. Each of these events adds a layer to the property’s legal record. And just like any paper trail, errors can sneak in. A missing signature, a lien that was never released, or a boundary dispute can all create what we call “clouds” on the title.

Even the most well-maintained properties can carry hidden issues. That’s why title searches are essential before any sale can be finalized. They help uncover potential problems so they can be resolved early, not after you move in.

The Usual Suspects

Some title problems are more common than others. One of the most frequent issues we encounter is unreleased liens, leftover debts from contractors, taxes, or previous loans that never got cleared from the record. Then there are ownership disputes, like an heir or ex-spouse who still has a legal claim to the property.

We also see errors in public records, such as a misspelled name or incorrect legal description, which can create confusion about who really owns what. In more extreme cases, we find forged documents or deeds signed under duress, serious legal red flags that need immediate attention.

How We Fix Them

At Acorn Title, our team conducts a full title search by reviewing public records, historical deeds, court filings, and financial documents. If a problem arises, we don’t panic, we troubleshoot. That might mean tracking down an old lien release, contacting a prior owner for clarification, or even helping resolve a quiet title action through legal channels.

We work directly with all involved parties; buyers, sellers, real estate agents, lenders, and attorneys, to fix issues quickly and ensure the title is clear. Our job is to make sure no surprises show up after closing day.

Title Insurance: Your Legal Safety Net

Even with the most thorough title search, some issues can remain buried, only to surface years later. That’s why title insurance is so critical. It protects your ownership rights and covers the cost of defending against claims related to past title problems, including legal fees and settlements.

With Acorn Title, You’re Protected

We believe in closing with confidence. That means providing clean title, clear communication, and lasting peace of mind. At Acorn Title, you don’t just get a policy, you get a partner in your property journey.

Questions about title issues or a past property problem? Let us help.

📞 (210) 465-3033

📧 info@acorn-title.com